Pleased to have a happy little family. Surely we do not want the happiness was snatched suddenly because things are out of power. But fortunately can not be achieved, unfortunate can not be rejected. We can not guess what we will experience in the future. Let alone tomorrow, one minute ahead we could be overwhelmed with sorrow for some reason. That's why insurance services are provided. Its function is like an umbrella that must be provided when the weather is overcast. Cloudy does not mean rain. But there's nothing wrong with preparing an umbrella to anticipate the worst. In the case of the family, each member can get an "umbrella" according to the condition of each. Children who are still small will not be given a big umbrella.
Vice versa. the right insurance Got insurance like umbrella before the rain (pay / Robertson) To dissect the right insurance for small family, let us refer to the following explanation points: For the father: As a breadwinner, life insurance is needed for the father. Its function is in anticipation of fatal events such as permanent disability and death. For example, involved in road accidents and disabilities, so can not work. The income is lost, the family's financial foundation is shaky and may collapse. With the existence of life insurance, families can be more calm when the father went to work. When the tragedy was true to be true, there is insurance money provided by insurance companies. There is one more option, namely health insurance. Read: BUY LIFE INSURANCE TODAY
But if there is insurance from the office, this option can be abandoned. After all, certainly have joined the Health BPJS also because the law required. For mom: Health insurance can be shifted to give to mother, if he is not the main breadwinner. Although a career woman, health insurance is still needed. the right insurance Mother also needs insurance (mother and child / Brilio) Health insurance ceiling from the office for the cost of childbirth, for example, sometimes not enough for the cost of childbirth. This problem can be anticipated by participating in health insurance covering the cost of childbirth. If the mother's income is greater than the father, consider joining life insurance as well. The reason is the same, that is to keep the family's economy wheel running while the incident is not desirable. For a new born child: Create a child, education is very important. But for a newborn child, more important health insurance.
Insurance education can be given when the child is older, at least 3 years old. Newborns are prone to illness, so health insurance is rated as the most fitting option. We certainly do not expect the baby sickly. But there is nothing wrong just in case, especially if living in urban environment is relatively polluted. Minimum BPJS Health is on hand. This also applies to other family members. From the above exposure, each family member has its own needs for insurance. If you mistakenly take the required services, even the policy funds can be redundant. When trying to find the right product, do not forget to compare with each other. Cheap policy is a benchmark, but not the only one. the right insurance bandungkan bandungkan which is most profitable (compare the insurance that fit / Technology Advice) If you want to find a cheap policy, a lot. The question is, how many benefits are offered? Matches or not with needs?
Conversely, expensive insurance policies do not always indicate the benefits fit with the needs. Look for the mediocre ones, as long as the needs are the reference. Points that must be considered when choosing the right insurance is: Policy: search for the most benefits and easy claims Sum assured: search for the greatest Credibility of the company: search for a big name even though big names not always indicate the company is credible History of corporate claims: look for references from parties who have taken care of claims in the company. Make sure the history is good and the process is not complicated. Adjust policy with financial ability. There should be an appropriate arrangement to avoid a financial leak in the family. Last but not least, do not forget to read carefully the terms and conditions in the insurance policy. Even the smallest writing should be understood, let me not have a misunderstanding in the future.