17 March 2017

Insurance is one of the most promising investments in the future. Unfortunately, there are still many people who do not have insurance, one of them is life insurance. Many people assume that life insurance is not so important. Well, let me not regret in the future, mending find out first yuk the reason why you should have this one self protection. 1. Funeral Expenses Insured by Life Insurance Cemetery borne by insurance (goodfinancialcents) One of the benefits of life insurance is the cost of a funeral will be financed by insurance when you die.

It certainly benefits the family because the funeral costs generally require considerable money. The family will get the death benefit from the premium you paid while still alive. It is very helpful family economy in the future. 2. The cost of family life is borne by Life Insurance The cost of family life is also covered by insurance (twopinkcanaries) As the head of the household, of course you have the burden to meet the needs of family members. If things happen that are not desirable in you, such as death, it certainly will burden the family. Read: LIFE INSURANCE POLICY

Well, this is where the role of life insurance. The reason, the family will get the sum assured your insurance contract. The money can be used for the cost of child education and family living expenses after you die. Old Age Guaranteed Life Insurance Do not worry about old age if you use life insurance (srcwealthmanagement) Other life insurance benefits are you who are not working anymore will get pension money in the day old. The money is earned from the premium money that you pay every month during work first.

The old days money is certainly very useful to meet the needs of your daily life in old age. Even the money can also be used to start a business after retirement. 4. Getting cash Life Insurance Your family can also earn cash (tidel) Insurance is touted as an investment in the future. Well, in urgent conditions you can lho get cash from the premium that you always pay every month. But this depends on the kind of life insurance you take yes. Well, that's four reasons why you should have life insurance. Do not hesitate right now? [Read: Sharia Life Insurance Is Not Just Halal, But Protect the Future] Talk insurance, for some people be the most avoided topic. There is even a first antipathy. All the ugly imagined. Whether you look at the experience of people who become victims of insurance agent fraud, insurance companies who would like to raise premiums without notice, until the difficulty of making a claim. Choosing the right insurance Do not antipathy first the insurance, try to explore the benefits first (Life insurance / Bajaj Capital Insurance) It must be admitted, it is so fact in the field.

But the likelihood of such misunderstanding arises because of the lack of understanding about insurance. Let baseball getting lost to understand the insurance, it's good first to know the reasons why a person requires or not insurance. High financial risk The function of insurance is to transfer the financial risk to the insurance company. That is, losses suffered by customers taken over insurance. This is the reason for the need for insurance. In short, taking out insurance is not a risk factor. Indeed, insurance is taken because of the financial impact of risk. So even if the risk does not have an impact on the financial, then why have insurance. This is the main principle. For example life insurance. When the concerned has no dependents, for what have. Different cases if there are dependents. New life insurance feels beneficial because the financial risk of losing the source of the breadwinner is covered by insurance.

If simplified, please have insurance only on condition there is a greater financial risk of money or wealth owned. Benefits Most felt insurance benefits is to provide protection during an accident such as illness or accident. In addition, follow-up insurance is also part of financial planning. Choosing the right insurance Insurance is like the fad of linmas who are always ready to alert you ngejagain 24 hours every day (Linmas / Jombangkab) The intended financial plan can be realized without the worry of being pestered in the middle of the road due to a disaster. Let the business in-handle insurance. Another benefit is to provide financial guarantees in the future to the heirs if the breadwinner experiences an unfortunate disaster. When you are aware of it, then acquaintance with insurance products. The goal is not to 'get lost' choose the wrong product. -Choose the required insurance Many types of insurance products that bear different risks. For example life insurance, health insurance, education insurance, and others. Stay tailored to the needs. Keep criticizing all the products and pair other options. Call it compare old-age insurance products with retirement savings. Which one works best.

No less important, search the track record of the insurance company. Avoid choosing an insurance company that has many problems with its customers. -Buy not because forced Buy insurance as much as possible because of self-interest, not the interests of others. So avoid buying insurance policies because of forced or 'frightened' agents selling insurance products. -Read carefully the contents of the policy Read and understand the contents of the policy carefully. If anything is poorly understood, ask the agent to give you an illustration or illustration. Check carefully what is the right of insurance customers and the rules of the game in filing claims. Primarily the duration of time and warranty period. Should ask time to study the contents of the policy.

Immediately undo grab the policy if the rules of the game deemed less suitable to the needs. Keep updating info Join insurance on long-term commitments. There is a premium liability payable within the agreed timeframe. Choosing the right insurance The spirit and enterprising effort! let pay the monthly premiums never go late (Jokowi spirit beat his son through panco / Tribunnews) So, gradually keep updated information about the product. Usually customer reluctance update info can be a source of misunderstanding. At least a long explanation of this time could open new insights around insurance.